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Merchants of Kaidan v1.2 + Mod

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: Regain your riches, restore your honour and punish those who have wronged you.

*** PAY ONLY ONCE FOR THE WHOLE GAME *** - no micro-transactions, adds or any other tricks.

Merchants of Kaidan is a challenging trading game fused with lots of RPG elements. You start very humble, one cart, a purse of gold and silver coins is all that you have. Your task is to roam the world and search of opportunities to score some profit. Buy low, sell high - a merchants motto is easy to grasp. And yet the job is harder than it seems.

A good merchant needs to know everything about the market, he is always on the lookout for a deal, always listening, always engaging and deepening his knowledge. He knows what forces influence the prices, what events affect them. A good merchant listens to rumours and gossips spread by travelers at inns and taverns; hoping for a clue, a hint where to go, where a good deal awaits. A good merchant surrounds himself with specialists smarter than him, people who help him maximize profits and minimize losses. He always expands his fleet of carts, he balances risks, calculates profitability.

The conditions are constantly changing, and supply and demand for different goods with them. Maybe youd like to pay a cheaper price for furs in the summer, and sell them for a hefty profit as the winter is coming and people need warmth.

But is it worth carrying them for so many days, risking robbery, moths and taking precious space that you could use to transport something now and make a profit immediately?

Or is it worth to buy illegal herb in the out of reach swamps where it costs next to nothing, and risk smuggling it into the city where you can sell it for an amazing profit? But what if the city guards want to control you? Should you pay a bribe? How big? Maybe the best course of action is to say that you have nothing and hope they dont find anything?

These are the types of questions you will have to ask yourself constantly.

- Merchants of Kaidan has 4 story lines each with many quests. Main quest that brings you closer to avenging your fathers murder, and 3 side-quest lines. A total of over 100 quests each composed of multiple steps.

- A set of random events that influence your journeys. A storm on the sea, attack by dragons, highway robbery and many, many more.

- Three types of transport of your goods: by roads, by sea and by flight, each has its advantages and disadvantages and a unique set of events associated. As you grow your fleet you can join a partnership and youll get to manage 3 traders.

- You can hire advisers each specializing in a different field. Their council will help you in a variety of issues. Some will show you short cuts on the roads, some will help you fight of the bandits, some will council you on how to sail better and in case of a storm, how to minimize risks and losses. If you wish, you can also send them to school to improve their abilities for additional cost.

- 4 seasons of the year that influence the prices of goods, open some paths for travel and block the others. They also impact the way the game looks, each city has a distinct look at different time of the year.

- Random blessings and curses that influence your statistics. They in turn affect how well you conduct business.

- A set of artefacts that influence your statistics or can help negate the effects of random events.

- A complex market fluctuation algorithm that include many variables such as: demand, supply, seasons of the year, localization of the city, random events like droughts or rat infestation.

Whats in this version : (Updated : Feb 27, 2015)

barbaric matter quest fixed

added the names of places on the map

travel animation glitch fixed

minor bugfixes

More Info Merchants of Kaidan v1.2 + Mod

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https://play.google.com/store/apps/d...forever.kaidan

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Extension of last date of IGNOU admission for January 2014 Session




The Indira Gandhi National Open University (IGNOU) has extended the last date of admission for January 2014 Session with late fee of Rs 500/- upto 15th January 2014 on the request of the students who have not been able to complete the process so far.

It includes admission in academic programmes viz. Masters degree, Bachelors degree, PG Diplomas Diplomas, PG Certificate as well as appreciation courses.

Prospectus can be obtained from the sale counter on payment of Rs.150/- from the nearest

1. Regional centre or study centre or

2. Registrar, Student Registration Division, Block 3, Indira Gandhi National Open University, Maidan Garhi, New Delhi 110 068.

Prospectus can also be obtained by post from the nearest Regional centre or from Registrar (SRD) by sending a Demand Draft of Rs 200/- in favour of IGNOU payable at the ‘city’ where Regional Centre is located. In case of Registrar (SRD), it should be payable at New Delhi.

Prospectus can also be downloaded from the university website www.ignou.ac.in.
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Personal Loan Service Charges and Fees ICICI Bank Personal Loans India Features of ICICI Bank Personal Loans December 2013




With ICICI Bank Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your childs education, buying a laptop, medical expenses or any other emergencies.
ICICI Bank Personal Loan - Key Benefits
  • Loan up to Rs. 15 Lakhs
  • No security/guarantor required
  • Faster processing.
  • Minimum Documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-60 months
  • MySavings Reward points on every successful EMI payment through Auto-debit mode.

Click here to calculate the EMI on your Personal Loan. 
Click here to check ICICI Bank Personal Loan rates.


You can avail of an ICICI Bank Personal Loan if you have an ICICI Bank salary account and if you meet the following criteria:
Criteria*Salaried
Age23 yrs. - 58 yrs.
Net SalaryNet monthly income - Rs. 20,000 p.m.
EligibiltyICICI bank Salary Account Holder, Customers having asset relationship with ICICI Bank (availed home loan, car loan and/or auto loan),Salaried customers with ICICI Bank savings Account or Salaried customer having no relationship with ICICI Bank
Years in total job / profession2 Year
Years in current residence1 Year

Note: * Conditions apply.
ICICI Bank provides Personal Loans to Self-Employed Individuals under Business Installment Loan. To know your eligibility, click here.
Documents ( Pre Sanction)
Salaried
  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
  • Proof of Residence (any one)/Leave and License Agreement/ Utility Bill / Passport
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 3 months
*Conditions apply


You can approach us in any of the following ways:
  • Apply online
  • Receive a call
  • Email Us
  • Customer Care Centre
  • Locate nearest ICICI Bank branch



  • What are the minimum and maximum loan amounts? 


    You can avail of loans ranging from Rs 50,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity.
  • What are the loan tenure options? 

    The loan can be repaid over a period of 12 to 60 months.
  • Are there any additional charges?

    A processing fee of 2% to 2.25% depending on the location, of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.
  • How much time will it take for my loan to be approved?

    Loans are approved within 72 hours of submission of complete documentation.
  • Do I have to provide any security, collateral or guarantors?

    No security, collateral or guarantors are required for obtaining Personal Loans.
  • How do I repay the loan?

    You can repay the loan in Equated Monthly Installments (EMIs) through post-dated cheques favouring ICICI Bank Limited, or if you have an ICICI Bank account you can mandate us to directly debit the same or by ECS ( Electronic Clearing Services) with any other Bank.
  • Can I prepay my loan?

    Yes, you can prepay the entire loan outstanding anytime after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.
  • How do I approach ICICI Bank for a Personal Loans?

    You can approach us in any of the following ways
    •   Apply online
    •   Email Us
    •   Customer Care Centre
    •   Locate nearest ICICI Bank branch
  • In which locations do we offer Personal Loans?

    Presently, we offer Personal Loans in select locations only.
  • Can I get a Personal Loan for business purpose?

    Yes we offer Personal Loan for business purpose or to self employed individuals as well.
  • What is the procedure to prepay my Personal Loan?

    For prepayment of your Personal Loan account, please visit our Loan Asset Department. We request you to carry with you the following documents to complete the process:
    •   Bank statement reflecting the clearance of the last installment
    •   Request Letter signed by the loan applicant
    •   Pre-payment Statement (Place request using the "Email Us" option)
    •   PAN Card (if the mode of payment is cash and the amount is more than Rs.50,000)
    •   Payment can be made through cash, cheque or demand draft.

  • How can I prepay my Personal Loan as I am unable to visit branch?

    In case you are unable to visit the loans department for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment. The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
    •   Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
    •   Authorisation letter from main applicant.
  • Do you offer Top Up loan on existing Personal Loan?

    We offer Top Up facility if you have paid 18 months EMI on an existing on the existing Personal Loan.
  • How can I obtain my un-banked PDC or Security PDCs?

    In the event of the applicants/s wishes, to procure the post-dated cheques and / or security post dated cheques that remain un-banked at the end of the loan tenure / change of repayment mode; or details of such un-banked post dated cheques and / or security post dated cheques, the applicant/s must make a request for the same, within thirty days of closure of loan / change of repayment mode. If this is not done, ICICI Bank shall have the discretion / responsibility to destroy the un-banked post dated cheques including security post dated cheques without any further notice and ICICI Bank shall not have the obligation to return the same to the Applicant/s.
  • How do I update my mailing address, mobile number or e-mail ID registered under my loan account?

    You may update your mailing address, mobile number or e-mail ID through any of the following modes:

    a. Through Internet Banking:
    STEPS: 
    •   Login to www.icicibank.com with your user ID and password
    •   Click on the "Loans" option
    •   Click on the "Requests" option
    •   Select the option "Request for Address Change" or "E-mail and contact number updation"

    b. Through our Customer Care:
    Call our 24-hour Customer Care and our executive will be glad to help you. To know the customer care number please 
    click here.

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